Andrew joined his father’s business in 2004, after a career as a photographer in Greensboro, North Carolina. He earned his Bachelor of Fine Arts from the Art Institute of Boston at Lesley University. He is the fourth generation of Paynes serving the High Country's financial needs. Andrew is pleased to continue nearly 100 years of the family's tradition of service, integrity, and confidentiality.

When not at work, Andrew is often pursuing one of his creative hobbies. He still makes photographs and art, but also enjoys woodworking, and cooking. He enjoys cooking new or involved dishes to pair with a board game or scary movie with friends. Andrew and his partner, Carrie, take pride in making a comfortable home in which to host guests, or have coffee with our cats.

Andrew has a passion for sports cars and if the weather is nice, with any luck he's taking the long road home.