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Our Mission

How We Work

Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.

We understand the challenges local families face today. Our family has been local for well over a century, and we understand how interconnected our community is. 

From managing debt to saving for college or retirement, these personal finance challenges can be overwhelming. Our commitment is to use all of our resources to help you pursue your goals. 

We want to help you to better understand your financial situation and to develop financial confidence to achieve your planned goals. Our energy, commitment, and efforts are focused on you, the client, and your satisfaction.

One of our primary goals is to develop a long-term, trusting relationship with you.

Our Process

Our Process

We work with our clients to develop strategies to meet their financial needs. From employee benefit packages, to Life Insurance, to IRAs, we help our clients understand and overcome their financial challenges. 

Our History

Our History

For nearly 100 years, four generations of Paynes have helped people in The High Country achieve financial security. A.J. Payne and his son Frank M Payne sold Life Insurance, traveling to their clients on horseback or by Tweetsie, now Frank's son John and his son Andrew still do most meetings in client's offices or homes. 

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